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1) Home Loan
This is best suited for people who would like to set up their loan and may not require all the additional features of our other products. It really is a “set and forget” loan. |
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2) Premium Loan
Our Premium Loan is fully featured and best suited for people that would like to either repay their loan faster or simply build up a redraw and reward themselves for all their extra hard work. |
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3) Professional Pack
Our Professional Pack option can reduce your standard interest rate by up to 0.10% with an annual fee of $330. This benefits people with a loan amount greater than $330,000. Please refer to the product guide for suited products. |
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4) First Home Buyers 97
Our first home buyers 97 is fully featured and best suited for owner occupiers with limited savings or no saving and have the deposit to complete the purchase. The mortgage insurance premium can be capitalised to 100% LVR. |
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5) First Home Buyers 105
Our first home buyers 105 allows owner occupiers to borrower 100% of the purchase price and capitalise the mortgage insurance to 105%. |
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6) Platinum Light
Our Platinum Lite Doc loan allows the self employed for less than two years (must have an ABN registered for GST) to borrow up to 70% LVR and up to $750,000. No income declaration required for Non Regulated Loans, income declaration required for regulated loans. No financials required |
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7) Platinum Lo
Our Platinum Lo Doc loan allows the self employed for more than two years (must have an ABN registered for GST approx. for 2 years) to borrow up to 80% LVR and up to $1,000,000. Income declaration required. No financials required |
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8) Platinum Lo 95
Our Platinum Lo Doc 95 loan allows the self employed for more than two years (must have an ABN registered for GST approx. for 2 years) to borrow up to 95% LVR and up to $1,000,000. Income declaration required. No financials required. |
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9) Jumbo Residential Lo Doc
Our Jumbo Residential Lo Doc loan allows the self employed for more than two years (must have an ABN registered for GST approx. for 2 years) to borrow up to 90% LVR and up to $5,000,000. Income declaration required. Financials may be required. |
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10) Seniors Equity Release
This product is designed for retirees or pre-retirees 60 and over who are asset rich, but may not have cash at hand.
This product also enables retirees or pre-retirees to tap into the value of their property without having to sell it. |
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11) Residential Product Matrix
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